Learn about Klarna




Klarna is the smoooth and safe way to get what you love today, and pay over time.
Klarna’s Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.

So, how does Klarna work?
We partner with retailers all over the world, so that you can shop smoooth directly from their sites. Don't spot us at the checkout? No worries. You can use our app to enjoy flexible payment options everywhere and anywhere online.

Pay later with Klarna.
Millions of savvy shoppers have already chosen Klarna when shopping at their favourite retailers. Try before you buy and pay in full up to 30 days later, or split the cost into 3 interest-free monthly instalments.*

Why Klarna?
Spread the cost. At Klarna we believe there is a better way to shop, one without credit cards, interest or fees. Our Pay in 3 and Pay in 30 days products are an alternative to traditional credit. We partner with retailers to provide flexible payment options for you. No interest. No fees. Buy now, pay later.

Paying after delivery allows you to try before you buy. Complete the payment in full after purchase at no added cost. You can report returns directly in our app and only pay for the items that you keep. Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. 18+, UK residents only. Subject to status. T&Cs apply.

Klarna makes online shopping simple. Buy what you need today and pay later. Effortless and safe. Learn more about Klarna and their payment service at: How Klarna Works